Wednesday, April 15, 2009

Say a little prayer...

Warning: This is a fairly long post of my feelings and ramblings. If you don't want to hear what may sound like whining and is certainly very "emotional female" in character, just close it down now and come back for the next post, in which I'll try to be more cheery.

I'm not sure if any of this will even make sense and I don't have time to edit, but just indulge me...here goes.

Ok, here's the deal. There's a family interested in our house. Hallelujah! But, I'm not jumping and shouting songs of joy yet... Obtaining the financing is the hurdle, once again. We have agreed to do a rent to own agreement with them if the financing falls through IF we can go ahead and obtain financing for a house here. We're just playing the waiting game with the bank right now, they've had all of our info since Monday.
Say a little prayer for all of us. We only want what's best. Even if that means this falls through. I'm trusting God. He has brought us to and through SO many other situations in the past 5 years since we've been self-employed and really began the "krazy" part of the journey. I can't even tell you what kinds of kraziness He's brought us through. I've often thought "yes, this one will be the death of me..." but then that situation is somehow resolved and we move on to the next crisis. Seriously, they happen pretty often around here...
So, we've been living every single day in total faith that God would provide for our needs. That we would have wisdom to run our business, despite the fact that we're still just two kids who don't have a clue. We've sure learned MANY lessons the HARD way, but we are getting pretty close to thinking that we've made about all the mistakes that could possibly be made and surely things are going to start looking up for us. We still have faith.
Timing hasn't been on our side in pretty much every situation we've gotten ourselves into. Not by any fault of our own, but it just seems like by the time we jump onto a bandwagon, the flame is going out and we lose our tails.
Regarding the house... a year ago, we thought we'd live in that house at least another 7 years. We spend a large amount of money, out of our pocket, on adding on and remodeling. You all know the story by now-that we up and moved pretty suddenly. We don't regret that decision and still know that for some reason yet to be completely revealed that we did the right thing. Problem is, we all know what has happened to the housing market in the past several months. And dontcha know that the bottom fell out and we all realized just how bad it was about a month after we already moved and had the kids in school. I guess in hindsight, I'm glad. If we'd have known how bad it was, we probably would've been too scared to move and try to sell the house right then and would've stayed when we were supposed to leave.
But, now it's next to impossible to sell a house. If you are fortunate enough to find a serious buyer, they can't get the financing. The rules are tougher than they've ever been and I don't get all those tv commercials that boast in the fact that there is still plenty of money available for home loans.... and that we need to stimulate the economy and keep things going to bring the market back up... Well, some of us are trying, but aren't getting very far so far. And poor suckers like us are stuck with our empty pockets hanging out after socking a ton of money into a house that we're lucky if it's worth what it was 3 years ago BEFORE we put all that money into it... much less getting our money out of it.
We've agreed on a selling price with this interested family and we could make our investment back....if the appraisal is by some miracle good enough...if only it would all work out.
There is only 1 house here that we are interested in buying. Only 1 for sale that is big enough, in our school district and at least close to the right price. We talked to the realtor yesterday and she is encouraging us to try to go ahead and get a contract on it contingent upon the financing. So, we're going to try to meet with her today to try to start the process of making an offer on the house. Who knows if we'll be able to agree on the price. Like I said, it's close to the right price...if not, the whole deal's off anyway.
I'm just sitting here wondering when it's going to be our chance to have a little bit of the "good luck". I believe that it's all still worth it if we continue to get more of the "bad luck" our way. For some reason, it's all what is supposed to happen and I will find a way to be ok with it.
I still totally believe God can do a miracle and work this all out and get us out of this (what feels like a) pit.
Thanks for letting me vent today. It's been a while since I've been so "transparent" and I just needed it today. I feel better already!Just say a little prayer for us today.

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